INFO NO. (02) 15888

And there is no perfect protection. However, if you want to sleep sound, be sure to insure your vehicle at Eurolink Insurance since a prompt assessment and payment of claims is always our objective. It needs a perfect protection, whether it is a small scratch or a car accident.
And there's no such thing as perfect protection. But don't lose sleep, insure your vehicle at Eurolink Insurance, where quick evaluation and damage compensation is always our goal!
We offer you the following coverage:

• Motor Third Party Liability (MTPL)
• Motor Hull (Casco)
• Green card
• Additional Accident Insurance
• Goods-in-Transit Insurance

MOTOR THIRD PART LIABILITY

Legal responsibility of vehicle owners for losses caused to third parties while driving.
MTPL Insurance covers the losses/damage caused to third parties by using of motor vehicles, including loss of life, bodily injury, deteriorated health, and destruction or damage to objects.
Third parties category does not include: the policyholder, driver, owner, co-owner or user of the motor vehicle and persons that illegitimately took possession of the vehicle.

Special Benefits:

• Premium payment with credit card by instalments

HOW TO USE MTPL POLICIES

Terms you should get familiar with

Insurance conditions - an explanation of your obligations and the insurer's obligations arising from insurance contracts and policies;
Coverage - a description of special circumstances under which you get an indemnity in the event of loss;
Exclusion - situations not covered by insurance;
Additional Expenses - court expenses, expenses in the event of a lawsuit, including defence, or other specific expenses covered by your policy yet not specifically listed in the policy.
Premium - a price of insurance paid by the insured.

How to protect yourself

Save your documents. Don't keep your driver's license in your vehicle. Keep copies of the insurance documents at a safe place.
Be aware of unauthorised persons.Be aware that, in the event of a car accident, unfamiliar persons may contact you with an offer for a “quick payment” or recommend a medical centre, doctor, or lawyer. Help offered by such persons may be connected to fraud.
Check all invoices carefully and compare them to the damage, and check for double expenses or expenses not connected to the insurance.

What to do in the event of a car accident

MTPL Claims

The Eurolink agent can also come to your office! Call 15115 and get your MTPL Policy!

MINI Motor Hull Policy

What is insured under MINI Motor Hull Policy?

Damage to passenger cars resulting from traffic accidents caused by a driver of another motor vehicle, for which the insured as a claimant is entitled to a liability claim against the insurance company, pursuant to the regulations defining compulsory traffic insurance – damage resulting from a traffic accident caused by others. The insurance covers damages caused to the insured's vehicle:
The policy covers any damage to the insured’s vehicle:

• - To the amount of 1,000 EUR provided there is a police report on the accident issued by police officers of the Ministry of Interior;
• - To the amount of 750 EUR provided participants in the traffic accidents have filled in and signed the European Report on the traffic accident in the presence of police officers or the insurer’s representative.

The policy does not cover losses arising from traffic accidents:

• - in which the other party is a foreign motor vehicle or
• - that happened outside the territory of the Republic of Macedonia.

In the event of the vehicle being sold, the insurance is transferred to the new owner.

MOTOR HULL INSURANCE

This can happen too. Your vehicle is so damaged that it is non-driveable. You have a lump in the throat from the thought of waiting for the bus in the morning for hours. And this goes on for months...But do not worry. Eurolink's Motor Hull Insurance is there for you. We know how important the speed and quality of your vehicle's repairs are to you, that is why we always take care that the assessment of loss and payment of claims are made in the shortest time possible.
By paying additional premium you get stipulated compensation for expenses on agreed value due to non-use of a motor vehicle including the expenses for renting a vehicle, using transport services, for a period of 7 (seven) days at the most, in the course of the policy year.
Insurer’s obligation to reimburse such expenses expires by payment of such expenses for the agreed 7-day period in the course of the policy year.
Our agents are at your service, one call is all it takes.

A subject-matter of insurance may be:

• All types of motor, trailer and work vehicles, additional equipment.

Depending on your choice, you can effect:

• Comprehensive Motor Insurance;
• Partial Motor Insurance;
• Additional Motor Hull Insurance.

Material losses will be compensated in the event of:

• a car accident;
• fire, lightning, storms, explosion, avalanche;
• falling aircrafts, impact of an object;
• civil commotions;
• theft and robbery;
• flood, torrent and high waters;
• sudden external chemical and thermal action.

Discounts are allowed for:

• long-term contracts;
• MTPL and motor hull policies;
• multi vehicle motor insurance of private vehicles;
• insuring more than 5 vehicles;
• owning a car alarm and a coded key;
• ABS;
• no-claim;
• advance payment in cash;
• successful business cooperation.

HOW TO USE MOTOR HULL POLICIES

Terms you should be familiar with

Insurance conditions - an explanation of your obligations and the insurer's obligations arising from the motor hull insurance contract effected;
Coverage - a description of special circumstances under which you get an indemnity in the event of loss;
Exclusion - situations not covered by insurance;
Additional Expenses - court expenses, expenses in the event of a lawsuit, including defence, or other specific expenses covered by your policy yet not specifically listed in the policy.
Premium - a price of insurance paid by the insured.

How to protect yourself

Plan ahead. Effecting insurance is not enough. Determine what type of coverage you want and can afford.
Find out what you get for your money. Be sure that your policy covers what you have chosen.
Save your documents. Don't keep your driver's license in your vehicle.
Keep copies of the insurance documents at a safe place.
Take note of the steps you have taken regarding your claim.
Check all invoices carefully and compare them to the damage, and check for double expenses or expenses not connected to the insurance.

What to do in the event of a traffic accident

Indemnity Claims

WHY YOU NEED A GREEN CARD

Eurolink Insurance Green Card is your proof of insurance against motor third party liability outside the territorial limits of the Republic of Macedonia.
The owner of the vehicle registered in the Republic of Macedonia must own a valid Green Card when travelling abroad.
This insurance is valid in all member states of the Green Card System.
The Green card is issued by the insurance company at which you have driver's responsibility insurance.
Be careful!
The validity period of the Green Card is connected to the validity period of the MTPL policy.

HOW TO USE YOUR GREEN CARD

What should you do if you have an accident while abroad?

What should you do if you have a car accident in the R. of Macedonia?

In the event of a traffic accident in the Republic of Macedonia with a vehicle with foreign number-plates, you are entitled a copy (the second copy of the Green card) from the other party in the accident or the authorized body doing the investigation.
This will enable you to be indemnified more quickly and easily. You may submit you claim to the National Insurance Bureau of the Republic of Macedonia, i.e. to the insurance company specified by the Bureau.
For detailed information about your rights and obligations arising from the Green Card, please contact the National Insurance Bureau of the Republic of Macedonia at the following phone numbers:
National bureau of insurance of Macedonia phone no.:
(++389 2) 313 61 72
(++389 2) 313 22 14

ADDITIONAL ACCIDENT INSURANCE

This insurance covers losses caused to the driver and passengers in the event of death, disability, medical expenses and daily benefit.

We offer:

• discount for airbags in the vehicle;
• discount for 5 stars on the EURO NCAP crash test.

Feel free to call 02 15115 – we come to your workplace!